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To be phished, or not to be phished

What is phishing and how do they do it?

Phishing is a fraudulent scam where people get your details for websites that you have logged into, through a pretty easy process.

It is really as simple as building an identical website, making you visit their website, whilst you think you’re on the actual website. You then enter your username and password, which then sends that information to the owners of this fake site, allowing them to access your account, whether it be Facebook, Twitter or even your bank account details.

Even if you don’t realise, you will constantly receive phishing emails from your bank asking you to log into your account by clicking on the link in the email, which is actually a fake email, sent from a masked email address, which looks like a genuine address. This link takes you to a phishing website, where you enter your bank details and consequently, your money is gone.

Your bank will NEVER ask you to log into your account through an email. They will ALWAYS ask you to visit the site yourself, which will be protected and secure.

Protect yourself

ONLY log into websites, which you have typed in the URL yourself, and always check that you’ve typed it properly and you haven’t ended up on a copy website where you details could be stolen.

Have you ever noticed that people send out spam emails from their personal accounts, which you know they haven’t sent themselves. It will probably be written badly, about something ridiculous like viagra, and there will be a link. If you click this link, it will probably look like you’ve logged out of your emails.

It is here where if you put your details in, the same thing will start to happen to your account.

How to fix it

Log in and change your password for that account and every other account which you care about as if the passwords are the same, you never know, they could be in there too.

For bank problems, call your bank and speak to them personally to talk to the fraud prevention team as obviously, losing security to your bank is far more worrying than Facebook.